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Benefits you want, at little to no extra cost

Not all health insurance is created equal. That's why we're proud to offer low-cost or no-cost Medicaid plans and even more benefits with our Dual Special Needs plans.1

Learn about our plans

Medicaid only

Medicaid provides health insurance for some low-income people, children, pregnant women, the elderly and people with disabilities. In some states, Medicaid covers all low-income adults below a certain income level.

Learn about Medicaid plans

D-SNP

If you're eligible for both Medicare and Medicaid, a Dual Special Needs plan (D-SNP) might be right for you. These plans are available in some states. With a D-SNP, you could get more benefits and features than with Original Medicare, all at no extra cost to you.

Learn about D-SNPs

Keep track of your doctors and saved D-SNP plans

Your D-SNP saved items

ACA Marketplace plans

If you buy your own health insurance for you and your family, the health care Marketplace is for you. The Marketplace is where ACA health plans are sold. We offer Individual & Family plans in 23 states.

Learn about Individual & Family ACA plans

CHIP

Every child deserves to grow up healthy and happy. To help them get there, kids need regular checkups and medical care. If your infant, child or teen doesn't have health insurance, the Children's Health Insurance Program (CHIP) offers low-cost or no-cost coverage.

Learn about CHIP plans

What type of plan am I eligible for?

Answer a few quick questions to see what type of plan may be a good fit for you.

Plan Eligibility Tool

What is Medicaid?

Medicaid is a way to get health care at a lower cost or sometimes at no cost to you. Medicaid typically covers children, pregnant women, elderly adults and people with disabilities and eligible low-income adults. Medicaid is managed by each state, so the eligibility requirements can change from state to state.

Learn about Medicaid
View FAQs about Medicaid
Medicaid Card

Medicaid benefits

The federal government requires states provide certain medical benefits to people who are eligible for Medicaid. 

States can choose to provide additional, optional benefits like:

  • Hospital visits and stays
  • Doctor's office visits
  • Prenatal care and delivery
  • Nursing home services
  • Home health services
  • Early childhood screenings
  • Emergency medical transportation
Learn about Medicaid benefits

What type of plan am I eligible for?

Answer a few quick questions to see what type of plan may be a good fit for you.

Check plan eligibility

Am I eligible for Medicaid?

Medicaid is managed by each state, so eligibility requirements depend on where you live.

Learn about Medicaid eligibility

How do I enroll in Medicaid?

To enroll in Medicaid, you’ll need to apply through the Medicaid agency in your state.

Learn how to enroll

Are you a caregiver?

Find out about resources for those who care for people with both Medicaid and Medicare.

Learn about caregiving

1 CMS market share of enrollment data March 2023


Disclaimer information

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Looking for the federal government’s Medicaid website? Look here at Medicaid.gov.

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan’s contract renewal with Medicare. This plan is available to anyone who has both Medical Assistance from the State and Medicare. Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year.

Premium disclaimer

Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy).

Benefit disclaimer

Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

Nurse Hotline disclaimer

This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The information provided through this service is for informational purposes only. The nurses cannot diagnose problems or recommend treatment and are not a substitute for your provider's care. Your health information is kept confidential in accordance with the law. The service is not an insurance program and may be discontinued at any time. Nurse Hotline not for use in emergencies, for informational purposes only. Access to this service is subject to terms of use.

Star ratings disclaimer

Every year, Medicare evaluates plans based on a 5-Star rating system. The 5-Star rating applies to plan year 2025.

Formularies

The formulary, pharmacy network and provider network may change at any time. You will receive notice when necessary.

Important provider information

The choice is yours

We will provide you with information to help you make informed choices, such as physicians' and health care professionals' credentials. This information, however, is not an endorsement of a particular physician or health care professional's suitability for your needs.

The providers available through this application may not necessarily reflect the full extent of UnitedHealthcare's network of contracted providers. There may be providers or certain specialties that are not included in this application that are part of our network. If you don't find the provider you are searching for, you may contact the provider directly to verify participation status with UnitedHealthcare's network, or contact Customer Care at the toll-free number shown on your UnitedHealthcare ID card. We also recommend that, prior to seeing any physician, including any specialists, you call the physician's office to verify their participation status and availability.

Some network providers may have been added or removed from our network after this directory was updated. We do not guarantee that each provider is still accepting new members.

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost- sharing that applies to out-of-network services.

American Disabilities Act notice

In accordance with the requirements of the federal Americans with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973 ("ADA"), UnitedHealthcare Insurance Company provides full and equal access to covered services and does not discriminate against qualified individuals with disabilities on the basis of disability in its services, programs, or activities.

Referrals

Network providers help you and your covered family members get the care needed. Access to specialists may be coordinated by your primary care physician.

Paper directory requests

Paper copies of the network provider directory are available at no cost to members by calling the customer service number on the back of your ID card. Non-members may download and print search results from the online directory.

Declaration of disaster or emergency

If you’re affected by a disaster or emergency declaration by the President or a governor, or an announcement of a public health emergency by the Secretary of Health and Human Services, there is certain additional support available to you.

  • Part A, Part B, and supplemental Part C plan benefits are to be provided at specified non-contracted facilities (note that Part A and Part B benefits must be obtained at Medicare certified facilities);
  • Where applicable, requirements for gatekeeper referrals are waived in full;
  • Plan-approved out-of-network cost-sharing to network cost-sharing amounts are temporarily reduced; and
  • The 30-day notification requirement to members is waived, as long as all the changes (such as reduction of cost-sharing and waiving authorization) benefit the member.

If CMS hasn’t provided an end date for the disaster or emergency, plans will resume normal operation 30 days after the initial declaration.