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What do dual health plans offer?
Posted: January 17, 2020
Last updated date: August 18, 2023
Dual coverage Medicare and Medicaid: Get more insurance coverage than either Medicaid or Medicare alone
A Dual Special Needs plan (also known as a D-SNP or dual-eligible health plan) works with your Medicaid health plan. You’ll keep all your Medicaid benefits. You’ll also get more benefits than with Original Medicare.* Original Medicare covers hospital stays and doctor visits.
What is dual coverage? A dual-eligible plan has to give you the same coverage as Original Medicare. But dual coverage Medicare and Medicaid plans may also include extra benefits and features. Things like dental, vision and hearing coverage, and much more.* It may also give you more choice and flexibility.
Get your free dual plan guide
Everything you need to know about Dual Special Needs plans in one, convenient guide.
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What you may have now |
What you could have |
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Medicaid benefits |
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Hospital stays |
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Doctor and |
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Prescription drugs |
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More choices of doctors |
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More hospital choices |
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Additional prescription |
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Additional benefits |
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Extra benefits at no extra cost
UnitedHealthcare Dual Complete® plans include many extra benefits and features.* Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy).
If you qualify as full benefit dual-eligible, you could get many extra benefits like more dental coverage, credits to buy OTC products and covered groceries, a personal emergency monitoring device, foot care and a gym membership.* These are just a handful of examples of the extra benefits that may be included with dual health insurance coverage.
You could enjoy extra benefits and features like these:
Routine dental care |
Access to participating |
Credits to buy OTC products |
Routine foot care visits |
Eye exams, plus credit |
Meals delivered at home |
Hearing exams, plus credit |
In-home visits from an |
Rides to health care visits |
Speak with a registered |
Acupuncture and |
$0 copay for many routine |
Personal Emergency |
Plus many other benefits |
*Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.
Dual-eligible or Medicaid plan benefits can change depending on where you live. Search using your ZIP code to find the right plan to meet your health care needs.